ECO app claims that it lets you spend, spend, save and make money at the same time. You also earn 5% cashback at the places you spend the most, and up to 5% on your balance the rest of the time. You’ll also be able to pay your bills and send money to your friends, all from the same app.
ECO aims to create an app that replaces all the rent-seeking trusted middle man in a traditional banking transaction and use the savings in transaction fees to reward users. ECO has a strong dev team and good quality code. ECO has no token yet, we need to wait for more updates from the team. Currently registrations for early access on their website: https://www.eco.com/